Know where you stand. See where you’re going.
A balance sheet without a trajectory is a photograph: accurate, and useless for deciding. The terminal tracks your goals and projects your situation forward.
Three intentions, one trajectory
Included in every plan, including Free
- Reach a target — an amount, a deadline, a linked account. The terminal tracks progress, compares it with the theoretical trajectory and counts the days left.
- Clear a debt — a linked loan, its outstanding principal, its repayments, its schedule. The debt stops being a vague weight: it becomes a curve that goes down.
- Change a pattern — a cap on a spending category, or a rate to reach (savings, debt). The terminal measures it in your cash flow, month after month, to see whether the change holds.
Forecasts
From the Early Pro plan
The terminal projects your cash and your budget: day by day over 30 days for steering, month by month over 12 months for strategy. Forecasts start from your real data (income, expenses, due dates), not flattering assumptions, and tracking then compares the forecast with what actually happened. A trajectory is only useful if it is honest.
For two
From the Duo plan
In a household, goals are shared: one target, two contributions, progress visible to both.